What to choose?!?

One of the big questions going to Florida is "What insurance company should i choose?"
Working in the US we need health insurance, and there's a lot of companys to choose from, but which to choose?
Disney recomend a company named Crystal, but everyone I've spoken to (and then I meen everyone) say: DON'T CHOOSE CRYSTAL!.
apearantly they're like most other health insurancecompanys in America,
they have a lot of roules that's impossible to follow, and when you need them,
they won't pay.
That made me think: Don't choose an american company... so I won't.
So I started looking for Norwegian and Scandinavian companys.
Gauda, IHI, Europeiske, gjensidige. I was checking out everything I could think of.
But most of it was to expensive.
but gjensidige's Insurance wasn't all that pricy. 2702 NOK was the price (ap. 500$) and it includes movables insurance, travelinsurance, insurance in case of an accident, Insurance in case i end the program, bike insurance and cancellation insurance. It also includes a health insurance - if I'm registered at the Norwegian Health insurance Office. When working in Norway your automaticly a member of the Norwegian Health insurance Office, and pay for it with your taxes. It pays for medicines and doctors and hospitals. But when you move out of the country you loose this membership, but can pay to be a member. You have to pay 9.1 % of your assumed total salary before depature and when you get back you either have to pay more, or get some money back - all of if you payed to much or not enough. After a quick check of an approximatly salary for the next year the price of the membership in the Health insurance office would come to a total 6500 NOK (1200 $).
I decided on this. 9000 NOK is the cheapest and the best offer, because I'm with this is totally insured.
I know the company as well, sence it's the company I use now, and they've always helped me when I've needed them before. And my uncle's fiancée work in the company, so I have someone on the inside, and that's always practical=)

So Gjensidige it is.